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Justin Howlett


Justin has in excess of 23 years experience in Distressed Business Advisory, specialising in all aspects of informal and formal solutions.

A Partner at SMB Advisory since 2010, Justin has built a strong reputation as a trusted ally to advisors and clients alike in times of uncertainty.

Residing in Regional Victoria (Ballarat), whilst also heading up the Geelong and City offices of SMB Advisory, Justin has developed a niche in assisting all manner of regional business advisors and their clients with any distressed business situations and/or personal solvency concerns, and has an acute awareness of the specific issues regional appointments involve.

Whilst “home-base” is the Geelong and Melbourne offices of SMB, Justin is often found in all corners of Victoria assisting an array of Practitioners and their clients in times of need.

As a Registered Liquidator Justin has extensive experience in managing companies in Voluntary Administration, Receivership and Liquidation, adopting a “hands on” role to ensure the most beneficial outcome for all stakeholders is achieved. However, there are also countless businesses still in operation today as a result of Justin and the SMB Advisory team assisting clients navigate their way out of financial difficulties via “informal” means, therefore avoiding the need for formal appointments.

​Justin is also experienced in all forms of personal insolvency, where he focuses on guiding individuals through their current personal financial position and the many options which may be available to them, thereby exploring every possible opportunity to “make them better off.”

Justin is a strong advocate of early intervention and raising awareness of all options available to individuals and businesses in financial distress – which in turn increase the chances of a successful outcome.

Seen as a safe set of hands in times of need, many of Justin’s Accounting, Banking, Legal or Financial Counsellor clients simply appreciate the opportunity to pick up the phone and troubleshoot an issue or clarify any immediate actions required.

Ready to overcome financial hurdles? connect with our insolvency specialists today

Break free from financial hurdles with the support of our dedicated insolvency specialists. Contact us today to explore tailored solutions and regain control of your financial future.

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